Money Transfer to India? Try and get $25 free!

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Xoom: I LOVE IT! Earn a $25 gift card when you send money internationally.

Use the link below to signup and transfer your money! You will get $25 free.


Newspaper subscription deals- LA times, Wall Street Journal, Washington Post

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Believe it not, newspaper deals were available at such a great rate few years ago, you will get a heart attack if you are market for print edition subscription for newspapers or magazine. Some magazine deals can be still found. Try to find a website that has affiliation with Once you make a purchase, the BizRate will pop up and ask you to fill up a quick survey. Do that. Once you fill up the survey, it will offer great magazine subscription deals like Time magazine for a full year for $2!! You can get many magazines like Sports Illustrated, Travel, Bloomberg, Money, Businessweek etc just for $2 per year. The catch is they auto renew so if you don’t want them to renew, you call and cancel. Or while signing up, use some Visa/Amex gift card so they can’t automatically bill on it later.

Newspaper subscription deals for LA times, Wall Street Journal, Washington Post can be found at: has best current conversion rates and fast service to transfer money to India.

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(Source: Like PayPal, you can fund your transfer with any Credit or Debit card, or from a bank account transfer. For Credit card funded payments, they will charge a higher fee but it is still very low compared to Plus, your credit card issuer may charge such transaction as money advance and you may end up paying some fees to it. So use a debit card or a bank account to lower your transaction fees. However, at the time of transfer, enter the coupon code COMEBACK2014 and your transfer will be free.

The benefits: Your counterpart in India will get money within hours!! Plus their USD-INR rates are very good. Nice website. I loved their service when I tried it yesterday. You can access them and look at current promotions by clicking here.

Also, for a limited time, offers $50 Amazon gift card when you transfer $150 or more.

Stock Brokerage accounts

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Best stock trading account offers or new stock account promotions- Around 100$ incentive

How much you are worth to a stock broker company? Usually 100$ plus free trades.

Most people go directly to websites of TDAmeritrade, E-trade, Fidelity, Scottrade or Choicetrade and open their account online. Instead of going directly, go to Google or Yahoo and search for current promotions. I am not going to say which is the best online broker. I will leave it to you. I have accounts withTDAmeritrade (use this link and you can get up to $600 additional bonus!), FidelityETrade and Choicetrade (and now with Zecco too. Zecco sucks though. Click here for “Zecco IRA” account review.). For most of the accounts, I am paid 100$ or so. I do most of the trading with TDAmeritrade and ETrade but if you are looking for minimum research and use no tools as such, I would advise to minimize commissions and recommend to explore ChoiceTrade.

Anyway, this page is not to recommend any brokerage firm as such. We do not know who is the best online broker. You do your search. There are many websites that compare brokers. Just make sure the broker you select is SIPC member. SIPC is like FDIC for banks. SIPC insures your account up to million dollars so if I always make sure the broker is member of SIPC (most of the online brokers are insured with SIPC though.

Some notes based on experience:
Zecco :It is a shame on the industry.
1) It is frustrating to deal with their customer service and their trading policies (As always, there is no free lunch in financial markets LOL).
2) They charge $30 annually for an IRA account.
3) To close out an IRA account you need to pay at least $80. $50 for Account Transfer- which is compulasy. They just do not issue you a check for depositing into another IRA account. Plus they will charge $30 in account closing fees.
 If you have a cash brokerage account instead of margin, you can NOT sell one stock and buy another same day! You have to wait 3 days before you can buy stock or use the fund of your sell trade!!!

(If you like to follow stock market, here is a blog that lists Best Stock Market related news/articles on the web)


If you like a specific broker, search for offers from that specific broker. It is best to Google for new account offers. Try searching for ‘TDAmeritrade new account offers’, ‘etrade promotions’ or ‘scottrade deals’. A 10 minutes spent on Google can find you some great offers. So why open an account for free when you can get money for opening the same account?

Current TDAmeritrade Stock Trading new account offers

Etrade Account opening bonus offers

Scotttrade new account bonus

Are you ready to get your $100-$200? Search Google from right here:


Time Warner / Comcast Cable Internet rip-off

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Do you have cable internet? Do you own your cable modem or do you lease it from Time Warner or Comcast?
I never paid much attention to this item on my Time Warner Cable Internet but I was shocked when I found out something few days ago!

While shopping at Costco, I saw a new Motorola cable modem SB6141 for around $75! I bought that one and then I checked online on Time Warner website that this modem works with their service. I was happy that in one year, I would cover the cost of the modem. Every month, I have been paying $6 for the modem lease. Not a bad deal, right?

MotoralModemArris 502g

However when I was returning my old Cable modem to Time Warner, I realized how big of a fool I was! Not that $6 matters that much in my life but it didn’t go well with my engineering background and finance profession once I tried to find out the value of the modem that I had leased from Time Warner for the last 5 years! The modem that I was returning was Arris and the model was TM502G! When I checked online, the cost for a brand new modem was around $25 and there were plenty of sellers of used modem of this exact model number for $15-$18!!!

So this was like I was paying 40% of the current price of the modem every month!!! What a fool of me!!! If you are also leasing your modem from Time Warner cable internet or from Comcast, click on this link and buy your own modem. Stop paying every month for your modem.

Share Ooma to ea rn up to $100 — now available in Canada!

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Share Ooma and earn up to $100 — now available in Canada!
Introduce your friends and family to Ooma and receive up to $100 in rewards.There’s never been a better time to switch to Ooma! Invite your friends and family to purchase an award-winning Ooma Telo™ through our Refer a Friend program and they can get a brand new device for just $99.99 — plus it ships FREE! That’s a total savings of almost $60!
What’s in it for you? You’ll earn $20 in rewards for every Ooma Telo purchased using your referral code. Earn up to five rewards for a total of $100!Not only that, you can now pick how your rewards are delivered. Choose from or Best Buy gift cards, or simply have your rewards posted directly to your credit card!
Earning rewards couldn’t be easier. Just post, tweet or email your referral code to your friends and family and tell them how much you’re saving with the #1 ranked home phone service in America!Don’t wait to take advantage of this sweet deal. This special price and your chance to rack up $100 in rewards ends on 10/30.

Click here to start earning rewards today!

Referral CodeLAK2591
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This referral program expires on 10/30/2013. Referral codes must be used by this date to qualify for the referral reward. Purchases must be made using the referral code and the link provided in order to be eligible for promotional offer and referral reward. Units returned within 30 days of purchase will not qualify for the referral reward. Please allow 6-8 weeks from the end of the program for delivery of gift cards. Gift cards will be e-mailed to the e-mail address on your Ooma account and must be claimed within one year of being sent. Ooma will not be held responsible for any lost or stolen gift cards or gift cards sent to the wrong email address. This offer cannot be combined with any other rebate or program. Ooma reserves the right to cancel or modify the terms of this program at any time. #1 ranking based on an online survey of subscribers published May 2011, June 2012 and May 2013 by a leading consumer research magazine. Based on overall user satisfaction, not necessarily representative of general population.* is not a sponsor of this promotion. Except as required by law, Gift Cards (“GCs”) cannot be transferred for value or redeemed for cash. GCs may be used only for purchases of eligible goods on or certain of its affiliated websites. For complete terms and conditions, see GCs are issued by ACI Gift Cards, Inc., a Washington corporation. ©,®,TM Inc. and/or its affiliates, 2013. No expiration date or service fees.
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Pentax K-01 16MP APS-C CMOS Compact System Camera Kit with DA 40mm Lens

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Want to buy a camera that takes great photos indoor and in low lights for around $330? Consider Pentax K-01 on
If you can stand with two drawbacks- lack of optical viewfinder and the orthodox style of Pentax k-01, this is probably one of the best dslr cameras for 2012.
* The image quality is excellent.
* With included 40mm lens, you can take impressive portraits and low light photos. If you like to take photos of people, this lens works out very well. (At the current price of $330 for Pentax K-01, the lens itself is worth $200!!! If you don’t want the lens, you can probably sell it and make the camera cost you around $150!!!)
* If you like to take landscapes, the HDR mode does wonders. Easy to use and brings in details in shadows and highlight does not get clipped either.
* With same K mount, in body Image Stabilization, and now Focus Peaking, using my Super Takumar 50mm 1.4 lens is easy and it helps get accurate focusing. K-01 body and Super Takumar lens (with combined cost of less than $400) help me take portrait photos that can compare very well with full frame $2000 plus DSLRs.
* This camera is compact and its odd look lets you take candid photos of people. Bulky SLRs many times make people too serious while being photographed but with box type camera, your subjects are less likely to take you seriously but when you show them the photos, they will be amazed.

I was going to buy K-05 but I really didn’t need weatherproofness or optical view finder so I went with K-01 and I am very glad I did. Having Canon T3i and Mirrorless micro four third Olympus PEN camera too, I can say that K-01 is a better camera and at this price point of less than $350, it is really a steal. Of course, I am assuming you are fine with its yellow color and boxy style.
Pentax k-01